WEBVTT

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Welcome to the County of
Ventura's Health Benefits

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Summary overview for new, hired
or rehired County of Ventura

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employees.

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This presentation provides
important information regarding

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new employees, initial and
ongoing benefit plans,

024c44f0-fa02-48ce-a491-db6db47a249b-2
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enrollment, and deadlines.

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This presentation is intended as
a high-level overview.

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Please make sure to visit the
new Employee Health Benefits

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enrollment page today to view
additional information and

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00:00:32.484 --> 00:00:33.040
resources.

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In order to enroll in benefits,
we will be reviewing the

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Flexible Benefits program, which
includes the County's medical,

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dental, vision, and flexible
spending accounts.

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We'll also review automatic
benefits and optional benefits.

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Regular status employees with a
schedule of at least 40 hours

ed41f1a6-92c5-4323-8412-8cd2ff78ceb6-1
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per pay period are eligible to
participate in the Flexible

ed41f1a6-92c5-4323-8412-8cd2ff78ceb6-2
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Benefits program and receive a
Flexible Credit Allowance, which

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is an amount the County agrees
to provide you each by week

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towards your medical insurance.

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The amount of your flexible
credit allowance depends on your

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part-time or full-time status
and your bargained agreement.

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Any portion of your biweekly
flexible credit allowance that

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is leftover after your health
premiums have been deducted is

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provided to you in your
compensation as taxable income.

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County policy is that all
employees that are eligible and

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enrolled in the flexible benefit
program must enroll in a medical

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plan and submit that enrollment
election within 31 days,

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including their date of hire.

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The those missing this deadline
will be defaulted into the

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lowest cost HMO plan available
to them at employee-only

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coverage with an effective date
of the first day of the pay

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period that includes the 60th
day of employment.

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If defaulted, no additional
enrollment options are available

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for dental, vision, dependent
coverage, or Flexible spending

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accounts until the next open
enrollment.

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If you are enrolling dependence
in health plans, please ensure

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you provide the proof of
dependent status for each

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dependent with the Enrollment
and Change Form.

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If documentation is not received
for any dependence, they will

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not be enrolled in plans.

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You would need to submit an
additional enrollment request to

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enroll them and the 31 day
deadline for enrollment requests

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still applies in this scenario.

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Please see page three of the
Enrollment and Change Form for

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the documentation required to
enroll a dependent.

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Now we will review the health
benefits offered for detailed

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information about each plan.

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Review the insurance plan
presentations on the new Hire

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Benefits Information and
Enrollment link of the County of

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Ventura's Benefits site, the
Benefit Plans Handbook, and

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contact the plans directly if
you need more detailed

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information or have questions.

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There are three HMOs available,
Ventura County Health Care Plan,

a7391a0d-3a00-46e2-a582-85f7a34654d0-1
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VCHCP, Blue Shield ACO Trio Plan
and Blue Shield Access Plus.

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All three are typical HMOs that
require enrollment with a

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primary care physician, a PCP
who manages your care.

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The County also offers a PPO
which is a high deductible

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health plan.

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This means you can see any
physician or facility in or

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out-of-network.

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Still the highest cost savings
and coinsurance paid by the

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insurance is received by
utilizing in network providers

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and facilities.

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The high deductible PPO means
you pay every dollar of claims

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up to the deductible amount
before the coinsurance

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00:04:06.984 --> 00:04:10.320
percentage paid by the insurance
company begins.

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00:04:10.880 --> 00:04:14.085
If enrolled in the high
deductible PPO, you can also

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enroll in a Health Savings
Account (HSA) where you can make

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pretax payroll elections into
your account which can be

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utilized for approved medical
expenses.

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HSAs are not the same as
flexible spending accounts we'll

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review in a later slide.

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If you have outside employer
group medical coverage, you

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could also choose the Medical
Opt-Out option for your medical

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plan election.

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00:04:39.840 --> 00:04:44.610
The outside plan must be an
employer group plan and will be

f256f0d5-faf4-4d84-9547-1e4f6acaf00d-1
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reviewed and verified.

c3ff8d3b-0ee1-488b-94e9-e07088051d05-0
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You will be required to
recertify this information each

c3ff8d3b-0ee1-488b-94e9-e07088051d05-1
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year.

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If you opt out, you will receive
the opt out allowance (rather

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than the Flexible Credit
Allowance) from the County each

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pay period as determined by your
bargained agreement.

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00:04:58.960 --> 00:05:02.444
If you choose to enroll in the
medical opt out, you can still

6b5d4f06-8a7a-4e63-9746-72d898209685-1
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enroll in voluntary dental and
vision plans as well as flexible

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00:05:06.041 --> 00:05:07.840
spending accounts if you choose.

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More information about medical
plans offered can be found in

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Chapter 2 of the Benefit Plans
Handbook.

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The dental option available
through the County's benefits

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program is MetLife Dental.

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It is a voluntary plan and
offers both in and

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out-of-network coverage, with
the best cost savings available

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by utilizing contracted
providers.

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There is a small in and
out-of-network deductible per

c77919af-21c3-459f-a367-8b608af76d82-1
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participant per year.

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00:05:38.160 --> 00:05:41.628
The vision plan offered by the
County is through EYEMED and is

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also a voluntary plan.

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00:05:43.200 --> 00:05:46.263
There is in and out-of-network
coverage, with your most

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significant cost savings when
visiting in-network providers.

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There are enhanced benefits
offered by utilizing a provider

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through their Plus Providers
network for covered employees

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00:05:57.224 --> 00:06:00.320
and their dependents who are
contact lens wearers.

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00:06:00.680 --> 00:06:04.240
They can also use their frame
allowance in the same plan year.

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You are also eligible to enroll
in several types of flexible

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Spending accounts, also known as
FSAs. An FSA is a savings

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account that allows employees to
contribute some of their

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earnings on a pretax basis to
pay for qualified expenses.

3aa60b59-a175-4d42-9826-570eaf3064af-0
00:06:23.560 --> 00:06:26.680
There are strict IRS rules in
place for FSA plans.

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00:06:27.000 --> 00:06:30.706
Your elections are normally
irrevocable, and if you do not

15770f19-0e9c-46cb-b18a-3b89acc630c7-1
00:06:30.706 --> 00:06:34.350
incur claims that total your
account elections within the

15770f19-0e9c-46cb-b18a-3b89acc630c7-2
00:06:34.350 --> 00:06:37.617
plan year, you forfeit any
remaining amount in your

15770f19-0e9c-46cb-b18a-3b89acc630c7-3
00:06:37.617 --> 00:06:38.120
account.

0c4e9c31-1a73-46d0-8a99-7a2c1d82bf17-0
00:06:38.680 --> 00:06:43.482
The three FSA accounts offered
by the county are 1-A Healthcare

0c4e9c31-1a73-46d0-8a99-7a2c1d82bf17-1
00:06:43.482 --> 00:06:47.760
FSA for healthcare expenses for
you and your dependents.

1f6432c9-432d-45fc-a721-9d43f31330e4-0
00:06:48.120 --> 00:06:52.252
You are only eligible to enroll
if you are not enrolled in a

1f6432c9-432d-45fc-a721-9d43f31330e4-1
00:06:52.252 --> 00:06:55.640
High Deductible Health Plan that
is HSA eligible.

3057373c-0c67-4105-8c24-011b8da2df2d-0
00:06:56.040 --> 00:07:00.227
Even employees who elect Medical
Opt Out as their medical plan

3057373c-0c67-4105-8c24-011b8da2df2d-1
00:07:00.227 --> 00:07:04.348
election are eligible to enroll
in the regular Healthcare FSA

3057373c-0c67-4105-8c24-011b8da2df2d-2
00:07:04.348 --> 00:07:04.880
account.

dded9531-1c5d-4972-bee3-1288345d21b4-0
00:07:05.200 --> 00:07:08.929
However, it is up to you as the
employee to follow IRS

dded9531-1c5d-4972-bee3-1288345d21b4-1
00:07:08.929 --> 00:07:12.523
guidelines regarding your
eligibility to enroll in a

dded9531-1c5d-4972-bee3-1288345d21b4-2
00:07:12.523 --> 00:07:13.880
Healthcare FSA Plan.

4d38deed-1e7a-4627-b2ef-47f2f1f71282-0
00:07:14.680 --> 00:07:20.070
2-A Limited Purpose Healthcare
FSA, which is only available for

4d38deed-1e7a-4627-b2ef-47f2f1f71282-1
00:07:20.070 --> 00:07:24.451
employees enrolled in the
county's Blue Shield High

4d38deed-1e7a-4627-b2ef-47f2f1f71282-2
00:07:24.451 --> 00:07:29.252
Deductible PPO Plan and the
HealthEquity HSA Plan-Health

4d38deed-1e7a-4627-b2ef-47f2f1f71282-3
00:07:29.252 --> 00:07:30.600
Savings Account.

24a789c4-3af3-42df-9ed5-4f5261351b28-0
00:07:31.240 --> 00:07:35.951
This limited purpose FSA plan is
for dental and vision expenses

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00:07:35.951 --> 00:07:36.320
only.

0f91d6d4-617c-4dc2-b583-324b02d8b4a1-0
00:07:36.680 --> 00:07:41.032
Health Savings accounts differ
from this Limited Purpose

0f91d6d4-617c-4dc2-b583-324b02d8b4a1-1
00:07:41.032 --> 00:07:45.920
Healthcare FSA plan because HSA
accounts are personal property.

9c18a946-e5f1-450c-9fa8-24ba2c95704e-0
00:07:46.400 --> 00:07:51.478
You can utilize HSA accounts for
eligible medical, dental, and

9c18a946-e5f1-450c-9fa8-24ba2c95704e-1
00:07:51.478 --> 00:07:56.718
vision expenses, not just dental
and vision expenses, and you do

9c18a946-e5f1-450c-9fa8-24ba2c95704e-2
00:07:56.718 --> 00:08:01.313
not forfeit any unused balance
remaining in a plan year,

9c18a946-e5f1-450c-9fa8-24ba2c95704e-3
00:08:01.313 --> 00:08:06.311
meaning the balances roll over
from year to year under an HSA

9c18a946-e5f1-450c-9fa8-24ba2c95704e-4
00:08:06.311 --> 00:08:10.825
plan, so you have greater
eligibility than this Limited

9c18a946-e5f1-450c-9fa8-24ba2c95704e-5
00:08:10.825 --> 00:08:12.679
Purpose Healthcare FSA.

0200f6ed-144f-4c42-af72-f8e860206025-0
00:08:13.120 --> 00:08:17.668
However, sometimes enrollment in
a Limited Purpose Healthcare FSA

0200f6ed-144f-4c42-af72-f8e860206025-1
00:08:17.668 --> 00:08:18.840
plan makes sense.

ad7188f7-16cb-4d8c-ad56-9d61005aacc7-0
00:08:19.240 --> 00:08:23.414
We advise you to consider
contributing up to the maximum

ad7188f7-16cb-4d8c-ad56-9d61005aacc7-1
00:08:23.414 --> 00:08:27.296
amount allowed into your HSA
plan before considering

ad7188f7-16cb-4d8c-ad56-9d61005aacc7-2
00:08:27.296 --> 00:08:31.910
enrolling in the Limited Purpose
Healthcare FSA because an HSA

ad7188f7-16cb-4d8c-ad56-9d61005aacc7-3
00:08:31.910 --> 00:08:34.840
will provide you with more
flexibility.

8786b92d-611b-4738-bc87-06b6afc6e5c3-0
00:08:35.920 --> 00:08:40.548
3-The third flexible spending
account offered by the county is

8786b92d-611b-4738-bc87-06b6afc6e5c3-1
00:08:40.548 --> 00:08:44.736
a Dependent Care FSA, which is
for day care expenses for

8786b92d-611b-4738-bc87-06b6afc6e5c3-2
00:08:44.736 --> 00:08:49.071
dependents up to 13 years old,
or qualified disabled adult

8786b92d-611b-4738-bc87-06b6afc6e5c3-3
00:08:49.071 --> 00:08:49.880
dependents.

d6905556-7a96-4c9e-a7d5-4d9fe26b2998-0
00:08:50.480 --> 00:08:55.940
Review Chapter 5 of the Benefit
Plans Handbook for more detailed

d6905556-7a96-4c9e-a7d5-4d9fe26b2998-1
00:08:55.940 --> 00:09:01.484
information about these flexible
spending accounts and the Health

d6905556-7a96-4c9e-a7d5-4d9fe26b2998-2
00:09:01.484 --> 00:09:06.692
Savings account mentioned when
discussing the limited purpose

d6905556-7a96-4c9e-a7d5-4d9fe26b2998-3
00:09:06.692 --> 00:09:08.120
FSA plan waiting.

da6d7e47-ef39-4956-a462-412d1f40e962-0
00:09:08.120 --> 00:09:11.000
Participation in the County's
Flexible Benefit program.

b50317e8-07a7-4814-9866-1891505b3bda-0
00:09:11.200 --> 00:09:14.432
If you decide you don't want to
participate in the Flexible

b50317e8-07a7-4814-9866-1891505b3bda-1
00:09:14.432 --> 00:09:17.717
Benefits Program, meaning you
don't want to enroll in any of

b50317e8-07a7-4814-9866-1891505b3bda-2
00:09:17.717 --> 00:09:20.626
the County's health plans,
including medical, dental,

b50317e8-07a7-4814-9866-1891505b3bda-3
00:09:20.626 --> 00:09:23.912
vision, or flexible spending
accounts, and you don't want to

b50317e8-07a7-4814-9866-1891505b3bda-4
00:09:23.912 --> 00:09:27.198
receive the county's biweekly
flexible credit allowance each

b50317e8-07a7-4814-9866-1891505b3bda-5
00:09:27.198 --> 00:09:29.999
pay period, you can waive
coverage under the entire

b50317e8-07a7-4814-9866-1891505b3bda-6
00:09:29.999 --> 00:09:31.400
Flexible Benefits Program.

1b8423e3-60ec-494b-a638-6da7e9751bb7-0
00:09:32.240 --> 00:09:36.130
As a word of caution, if you
waive participation, you will be

1b8423e3-60ec-494b-a638-6da7e9751bb7-1
00:09:36.130 --> 00:09:40.083
unable to enroll mid year for
any reason and will need to wait

1b8423e3-60ec-494b-a638-6da7e9751bb7-2
00:09:40.083 --> 00:09:44.162
until an Open Enrollment Period
if your circumstances change and

1b8423e3-60ec-494b-a638-6da7e9751bb7-3
00:09:44.162 --> 00:09:45.480
you'd like to enroll.

2062d9f7-c533-4b8d-8e9b-ac6e0e851661-0
00:09:46.040 --> 00:09:49.153
If you decide to waive, you
still need to complete your

2062d9f7-c533-4b8d-8e9b-ac6e0e851661-1
00:09:49.153 --> 00:09:52.601
enrollment elections within 31
days by choosing "Waive" under

2062d9f7-c533-4b8d-8e9b-ac6e0e851661-2
00:09:52.601 --> 00:09:55.882
the Medical plan option and
signing the enrollment form in

2062d9f7-c533-4b8d-8e9b-ac6e0e851661-3
00:09:55.882 --> 00:09:58.439
this section that details what
waiving means.

189befd7-a5a8-4d6c-91e3-2987f1ef489c-0
00:09:58.960 --> 00:10:03.000
Lastly, most employees mean to
opt out of medical rather than

189befd7-a5a8-4d6c-91e3-2987f1ef489c-1
00:10:03.000 --> 00:10:06.518
waiving participation in the
entire Flexible Benefits

189befd7-a5a8-4d6c-91e3-2987f1ef489c-2
00:10:06.518 --> 00:10:07.040
Program.

710d679a-29fe-4d9f-a122-0bf3db681346-0
00:10:10.640 --> 00:10:13.720
Automatic employer paid benefits
as new employees.

a26fd9f8-5822-4508-bc9f-cc641d2b97d9-0
00:10:13.720 --> 00:10:17.267
If eligible, you will also be
enrolled in a Basic or

a26fd9f8-5822-4508-bc9f-cc641d2b97d9-1
00:10:17.267 --> 00:10:20.480
Management term life insurance
plan of $50,000.

5bf4778c-ea61-4d70-baa5-e00956e16e2e-0
00:10:21.000 --> 00:10:23.514
There is an additional
accidental death and

5bf4778c-ea61-4d70-baa5-e00956e16e2e-1
00:10:23.514 --> 00:10:27.057
dismemberment rider attached to
this benefit at the same face

5bf4778c-ea61-4d70-baa5-e00956e16e2e-2
00:10:27.057 --> 00:10:27.399
value.

4d57e114-66a4-482e-ba1e-819fc3eca0bc-0
00:10:27.920 --> 00:10:32.260
This means for accidental claims
there would be a payout under

4d57e114-66a4-482e-ba1e-819fc3eca0bc-1
00:10:32.260 --> 00:10:34.120
the plan of up to $100,000.

f3ba505c-a06c-4b7a-907c-72f652e66e8a-0
00:10:34.840 --> 00:10:38.600
This plan's benefits reduce
beginning at age 70.

d0ecfda1-e6c1-4438-961e-0ee7c9dbcdae-0
00:10:39.160 --> 00:10:44.624
For employees 70 to less than 75
years old, the benefit reduces

d0ecfda1-e6c1-4438-961e-0ee7c9dbcdae-1
00:10:44.624 --> 00:10:49.320
to 65% of the face value of the
insurance plan amount.

be2e7273-d913-4678-acac-3e8c3cf43135-0
00:10:50.080 --> 00:10:54.702
For employees 75 and above, the
benefit reduces to 50% of the

be2e7273-d913-4678-acac-3e8c3cf43135-1
00:10:54.702 --> 00:10:57.760
face value of the insurance plan
amount.

011eb155-cc13-4f1d-b39d-801d7dadbd59-0
00:10:58.320 --> 00:11:01.729
Dependent upon your bargain
agreement, you may also be

011eb155-cc13-4f1d-b39d-801d7dadbd59-1
00:11:01.729 --> 00:11:05.200
enrolled in an Employer-paid
Long Term Disability Plan.

cbfb6d85-b5bb-46e0-8b5c-65988ca58baa-0
00:11:05.880 --> 00:11:08.842
The table on this slide shows a
high-level benefit summary

cbfb6d85-b5bb-46e0-8b5c-65988ca58baa-1
00:11:08.842 --> 00:11:10.800
depending on your bargained
agreement.

3936c751-c1d3-4511-94b1-3ff240be7895-0
00:11:11.400 --> 00:11:15.451
All enrollments require a 30 day
waiting period and provide a

3936c751-c1d3-4511-94b1-3ff240be7895-1
00:11:15.451 --> 00:11:19.502
maximum benefit of two years for
illnesses and five years for

3936c751-c1d3-4511-94b1-3ff240be7895-2
00:11:19.502 --> 00:11:19.960
injury.

fe0988bd-6e0b-47f8-8370-1d627b2acf2d-0
00:11:20.520 --> 00:11:23.640
The monthly benefit defers as
shown on the slide.

480f47e8-c9df-401c-925b-18913d982923-0
00:11:24.080 --> 00:11:28.140
For more information, see the
County's Main Employee Benefits

480f47e8-c9df-401c-925b-18913d982923-1
00:11:28.140 --> 00:11:30.760
page under the Absence
Management link.

c724f913-942f-49c8-b0d3-b8c370fa38f7-0
00:11:36.520 --> 00:11:39.320
Optional employee paid benefits.

70926635-efae-44df-861f-d8780af04dc5-0
00:11:40.120 --> 00:11:42.360
The Long Term Disability by a
plan.

56f25e75-178d-43a2-badd-0ce092428dd5-0
00:11:42.880 --> 00:11:47.009
This plan is available to anyone
who is enrolled in the Employer

56f25e75-178d-43a2-badd-0ce092428dd5-1
00:11:47.009 --> 00:11:49.360
Paid Long Term Disability Core
Plan.

aebb3306-fc28-4767-bd22-ddb8db1803c0-0
00:11:50.040 --> 00:11:54.713
This plan will not benefit all
eligible employees unless their

aebb3306-fc28-4767-bd22-ddb8db1803c0-1
00:11:54.713 --> 00:11:59.163
base compensation meets or
exceeds the amount covered under

aebb3306-fc28-4767-bd22-ddb8db1803c0-2
00:11:59.163 --> 00:12:03.095
the Employer Paid Long Term
Disability Core Plan The

aebb3306-fc28-4767-bd22-ddb8db1803c0-3
00:12:03.095 --> 00:12:05.839
optional short Term Disability
plan.

b92af26f-779f-49c7-be55-443ee90828e8-0
00:12:06.240 --> 00:12:10.080
This plan is available to
limited bargain groups only.

203b37fc-27f2-4165-8fd4-3b6dfb5c97ac-0
00:12:10.600 --> 00:12:16.047
This plan provides a percentage
of your income up to $2500 per

203b37fc-27f2-4165-8fd4-3b6dfb5c97ac-1
00:12:16.047 --> 00:12:16.480
week.

387ef5cc-0fd1-4bf4-b8d0-8535a31519d3-0
00:12:16.920 --> 00:12:20.000
There is a 30 day maximum
benefit.

9fe67621-3237-4587-ad3f-c99a040dc742-0
00:12:20.240 --> 00:12:22.160
And a seven day waiting period.

da3d2bfb-b771-462b-ac8e-c5b4bdc56338-0
00:12:22.640 --> 00:12:27.021
Please see the Disability Plans
link on our

da3d2bfb-b771-462b-ac8e-c5b4bdc56338-1
00:12:27.021 --> 00:12:33.394
hr.ventura.org/benefits website
For more information as well as

da3d2bfb-b771-462b-ac8e-c5b4bdc56338-2
00:12:33.394 --> 00:12:36.880
review the Benefit Plans
Handbook.

2c06cd3b-d4ef-4c64-b2d7-b3662c7b045b-0
00:12:40.400 --> 00:12:43.290
Optional Benefits For your first
90 days of employment only, you

2c06cd3b-d4ef-4c64-b2d7-b3662c7b045b-1
00:12:43.290 --> 00:12:45.959
have the option of enrolling in
short term Disability Plans

2c06cd3b-d4ef-4c64-b2d7-b3662c7b045b-2
00:12:45.959 --> 00:12:47.160
(WSP-Wage Supplement Plan).

c2339644-d79e-43d7-aea3-8438c8173b5a-0
00:12:47.160 --> 00:12:48.800
There are two options available.

4889c54b-4d7c-43d3-b09f-9fc47835201a-0
00:12:49.040 --> 00:12:52.543
Please review the flyer provided
to you by your agency For more

4889c54b-4d7c-43d3-b09f-9fc47835201a-1
00:12:52.543 --> 00:12:53.200
information.

31f90053-3682-4b15-8a10-98e5e7e1550f-0
00:12:53.760 --> 00:12:57.292
Optional Life Insurance There
are four options for employee

31f90053-3682-4b15-8a10-98e5e7e1550f-1
00:12:57.292 --> 00:12:59.000
paid optional life insurance.

df824071-000f-4e7f-a5d0-55185eed4d17-0
00:12:59.360 --> 00:13:02.880
A $10,000 flat amount or one
time, two times or three times

df824071-000f-4e7f-a5d0-55185eed4d17-1
00:13:02.880 --> 00:13:06.458
the yearly based salary up to a
maximum of $500,000 (with no

df824071-000f-4e7f-a5d0-55185eed4d17-2
00:13:06.458 --> 00:13:07.280
underwriting).

33fb45cd-4103-40e3-a5aa-cd5f1f63ab6e-0
00:13:08.000 --> 00:13:11.069
These optional life plans also
have an equal amount of

33fb45cd-4103-40e3-a5aa-cd5f1f63ab6e-1
00:13:11.069 --> 00:13:13.916
accidental death and
dismemberment coverage as the

33fb45cd-4103-40e3-a5aa-cd5f1f63ab6e-2
00:13:13.916 --> 00:13:15.199
life insurance benefit.

913bce38-7ba8-4b2b-a591-6f990976182c-0
00:13:15.840 --> 00:13:19.760
Premiums depend on the employees
age and amount of that benefit.

036617b2-6dd1-4895-8283-1fb0e21e7036-0
00:13:20.120 --> 00:13:23.298
These plans are term life
insurance, so there's no cash

036617b2-6dd1-4895-8283-1fb0e21e7036-1
00:13:23.298 --> 00:13:26.760
value if a claim is not made
while the plan is active or you

036617b2-6dd1-4895-8283-1fb0e21e7036-2
00:13:26.760 --> 00:13:28.520
no longer qualify for the plan.

48185598-99a0-4300-b701-9c524f06c984-0
00:13:29.160 --> 00:13:31.996
If you enroll in Optional Life,
you can also enroll your

48185598-99a0-4300-b701-9c524f06c984-1
00:13:31.996 --> 00:13:33.440
dependents in Dependent Life.

70cf7b6b-2457-4f6a-b656-8b6c0f9c5271-0
00:13:33.840 --> 00:13:35.520
There are two options available.

bb5e7a7c-ad28-455b-ba94-c45016592b9b-0
00:13:35.800 --> 00:13:38.254
Please see the Optional Life
Enrollment form For more

bb5e7a7c-ad28-455b-ba94-c45016592b9b-1
00:13:38.254 --> 00:13:38.800
information.

15b7bead-a3b8-41d0-854c-121511a1c042-0
00:13:39.160 --> 00:13:42.612
The best part about the Optional
Life benefit is that for the 1st

15b7bead-a3b8-41d0-854c-121511a1c042-1
00:13:42.612 --> 00:13:45.646
90 days of employment, all you
have to do is complete and

15b7bead-a3b8-41d0-854c-121511a1c042-2
00:13:45.646 --> 00:13:47.320
submit the enrollment elections.

048e37f7-9d9e-4152-8437-834a2ef7dd5a-0
00:13:47.560 --> 00:13:50.240
There is no underwriting or
health screens needed.

1c1a7491-05d9-449b-8b3d-eddd7925f029-0
00:13:50.600 --> 00:13:51.720
After 90 days.

37605484-d85b-4c2a-a8df-9c44182c9c8f-0
00:13:51.720 --> 00:13:54.962
Any enrollment would be subject
to the insurance plans

37605484-d85b-4c2a-a8df-9c44182c9c8f-1
00:13:54.962 --> 00:13:56.200
underwriting process.

dbe3143c-b364-426f-8d09-5c1796b0043c-0
00:14:00.200 --> 00:14:05.356
Before we end this presentation,
we'd also like to mention life

dbe3143c-b364-426f-8d09-5c1796b0043c-1
00:14:05.356 --> 00:14:05.920
events.

e5e4f3ac-a462-469e-a2ab-071bbe6b9dc5-0
00:14:05.920 --> 00:14:08.496
From time to time as an
employee, you might experience a

e5e4f3ac-a462-469e-a2ab-071bbe6b9dc5-1
00:14:08.496 --> 00:14:09.400
mid-year life event.

20cc767c-9950-4f47-91ba-e8397f8c36fe-0
00:14:09.880 --> 00:14:13.984
Examples of life events are
getting married, having a baby,

20cc767c-9950-4f47-91ba-e8397f8c36fe-1
00:14:13.984 --> 00:14:17.200
and gaining or losing outside
health coverage.

3bf41cbc-69ee-4757-9e6d-e386a8a75114-0
00:14:17.880 --> 00:14:21.140
Events such as these can allow
you to change your health

3bf41cbc-69ee-4757-9e6d-e386a8a75114-1
00:14:21.140 --> 00:14:24.000
coverage, such as adding or
dropping a dependent.

f96b67a8-0866-48d6-acc5-564ef338e304-0
00:14:24.840 --> 00:14:28.720
It is crucial to review Chapter
2 of the Benefit Plans Handbook.

3aa8a4cc-c2a2-4cda-99a8-eda5cfabec4b-0
00:14:29.600 --> 00:14:33.725
This will equip you with the
knowledge and understanding of

3aa8a4cc-c2a2-4cda-99a8-eda5cfabec4b-1
00:14:33.725 --> 00:14:37.987
your ability to make mid year
health plan changes, the change

3aa8a4cc-c2a2-4cda-99a8-eda5cfabec4b-2
00:14:37.987 --> 00:14:42.112
request deadlines and when any
approved changes will become

3aa8a4cc-c2a2-4cda-99a8-eda5cfabec4b-3
00:14:42.112 --> 00:14:42.800
effective.

4f237608-4a1b-4421-bfe4-ef9fd8381730-0
00:14:43.560 --> 00:14:47.593
Please contact your department
representative with any

4f237608-4a1b-4421-bfe4-ef9fd8381730-1
00:14:47.593 --> 00:14:51.846
questions so you do not miss
your opportunity to make any

4f237608-4a1b-4421-bfe4-ef9fd8381730-2
00:14:51.846 --> 00:14:55.439
eligible mid year changes should
the need arise.

380b10d1-f03a-4fb1-baa4-f8bc1b1969f5-0
00:14:59.640 --> 00:15:03.089
For more detailed information
about the benefits mentioned

380b10d1-f03a-4fb1-baa4-f8bc1b1969f5-1
00:15:03.089 --> 00:15:06.947
today, please visit the New Hire
Benefits Enrollment page as well

380b10d1-f03a-4fb1-baa4-f8bc1b1969f5-2
00:15:06.947 --> 00:15:10.280
as review the Benefit Plans
Handbook found on that page.

cfdcecd6-718d-4e08-8081-0ea325914432-0
00:15:10.760 --> 00:15:14.837
In your new hire packet provided
to you by your department, you

cfdcecd6-718d-4e08-8081-0ea325914432-1
00:15:14.837 --> 00:15:18.531
will find the enrollment
paperwork necessary to enroll in

cfdcecd6-718d-4e08-8081-0ea325914432-2
00:15:18.531 --> 00:15:19.359
health plans.

4093bd05-1eb8-4f16-a859-f9c7cd1bfd75-0
00:15:19.760 --> 00:15:23.872
If you have any questions about
completing the paperwork in your

4093bd05-1eb8-4f16-a859-f9c7cd1bfd75-1
00:15:23.872 --> 00:15:26.720
new hire packet, contact your HR
Department.

f5ed2a78-b216-4ebc-a07d-7245ce3d272f-0
00:15:27.160 --> 00:15:30.785
On behalf of the County's
Benefits Division, we wish you

f5ed2a78-b216-4ebc-a07d-7245ce3d272f-1
00:15:30.785 --> 00:15:34.411
much success with your new
employment with the County of

f5ed2a78-b216-4ebc-a07d-7245ce3d272f-2
00:15:34.411 --> 00:15:34.920
Ventura.